If you have a plan to do home improvement, you should carefully pay attention to the contractors who will do your project. To make it save, it is better for you to choose a contactor that has a license issued by a home improvemnet commission. if your project fails because of the contractor, youwill get the same amount of money from the commission. If you live in mayland, you can find about Maryland home improvement commission in the following.
Maryland home improvement commission regulates and licenses home improvement salespersons and contractors. Home improvement work involves remodeling, alteration, replacement, repair of a building or only some parts of a building which is utilized as a residence. In addition, Home improvement includes work to renovate an individual condominium unit. However, Home improvement actually does not support work to renovate commonly owned areas such as buildings or condominiums that are resided by some single family units. Maryland home improvement commission will study complaints from a homeowner, and after that will give awards of monetary damages caused by licensed contractors, and also prosecutes people who violate the home improvement regulation and rules.
Maryland home improvement commission owns a Guaranty Fund which is supported by licensed contractors. Whenever they get their Home Improvement license or want to renew their home improvement license, they will pay the fund assessment (guaranty fund). This Fund will compensate any homeowners who experience actual monetary losses because of bad workmanship or unable to finish a home improvement contract. The Fund will be given if the work is done by licensed contractors. The amount of compensation fund for a homeowner can be paid as high as the amount of money he already paid to the contractor, which is up to $20,000.
Maryland home improvement commission already suspended the license of home improvement for Maryland Pools, Inc. Which was announced on the nineth of June, 2015. Due to Guaranty Fund claims, Maryland home improvement commission exercised Maryland Pools’ authority according to Business Regulation Article to proportionately pay approved claims. Claims against Maryland Pools had to be filed before September 30, 2016 with the Commission. It was aimed to make it eligible to pay from the Guaranty Fund. If anyone wants to get a claim form, they can call 410-230-6169 or send an email, or go to the Maryland home improvement commission office.
Both home improvement salespersons and contractors in Maryland have to realize that MHIC licenses do not authorize them to act like a public adjuster who has the capacity when they deal with homeowner’s insurance companies. A contractor of home improvement can prepare and estimate the cost of damages which are caused to a hose by flood, a fire, storm,etc. The contractor can also answer questions asked by insurance companies concerning the estimate.
However, the contractor can not help the homeowner about the insurance claim, negotiate it with an insurance company, or cooperate with the homeowner to discuss coverage on the insurance policy. The actions are actually can be done by contractors if they are licensed as public adjusters by Insurance Administration in Maryland. If contractors of home improvement want to act as public adjusters for property owners in Maryland, they have to get a license from the Insurance Administration.